Why buy auto insurance?

Writing the check each month for auto insurance can be painful in todays tough economy. However the consequences of driving without coverage can be much greater! In the event of an accident, not paying for auto insurance can cost thousands of dollars in payments and damages. Also, in many states coverage is mandatory and if you are pulled over and caught without auto insurance coverage, the penalties can be thousands of dollars along with the suspension of your license.

The cost to get protection from liability often isn't as costly as you may think.  For example, in Illinois the minimum requirement is 20/40/15 liability. For a single male age 30 you can get coverage for as little as $25 per month. It is important to consult your insurance professional for the proper coverages for situation however in many cases liability coverge can be very affordable.

Many of our clients ask, "What does Liability coverage do for me?"

Simply put, liability insurance coverage protects the owner of a vehicle from financial damage if the automobile causes injury to another person or damage to another persons property. So, in the event the car owners vehicle hits another vehicle, the liability policy will pay for the damages up to the limits in the policy.

For the State of Illinois' minimum liability (20/40/15) that would mean if the insured vehicle was found negligent in an accident the insurance company would pay out "up to" $20,000 in the event one person was hurt in the other vehicle, $40,000 if two or more people were hurt in the other vehicle and $15,000 to fix the other vehicle.

At Anderson Insurance Brokers we are happy to spend the time you need explaining and helping you get the right coverages at the right price for you and your familiy. We offer many different packages with many different A rated insurance companies.

We have clients in Illinois, Wisconsin and Indiana that trust us with their insurance needs.

If you need a quote or explanation of coverages call us at one of our locations. #630-681-8000, #773-588-3500 or toll free at #866-681-8700.

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